贸易商为何要购买信用保险？

为何要购买信用保险保单：了解信用保险的福利，以及它能够如何保护您的业务。

  1. 由信用保险公司对买家进行审查，评估买家是否每次都能够在销售完成后按时付款，以此防止出现贸易坏账
  2. 增强贸易商的信用控制和现金流动情况保护应收账款免受客户意外破产和逾期未付（长期拖欠）的影响，使得贸易商能够避开不付款的风险
  3. 获得承保损失补偿
  4. 获得客观的买家的信用风险评估结果
  5. 以更安全的方式向新客户进行销售，无论是国内还是出口贸易
  6. 扩大与现有客户的销售规模
  7. 发展值得信任的业务关系
  8. 如有需要，将贸易信用保险保单用作银行融资方案的抵押品，以额外获得周转资金

相关内容

什么是出口信用保险？

出口信用保险与贸易信用保险的运作方式相同，特别着重于与海外客户之间的贸易关系。这意味着如果您的客户未能支付您出口给他们的商品或服务的费用，您的保险公司将为您提供赔偿。

什么是信用保险?

如果您的客户未能付款，贸易信用保险能够为您的业务提供保护。在许多情况下，信用保险公司可能承保最高 90% 的债务。信用保险保障通常适用于客户破产和政治风险等情况，但也能够拓展至保单条款中商定的其他诸多导致不付款的原因。

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